Questions, answered plainly.
If something here doesn't cover it, the Virtual Benefit Consultant or Customer Support can help.
Tap any question and our AI assistant will answer it — then you can keep asking.
Is Ameriplan health insurance?
No. Ameriplan membership plans are not insurance. They provide access to healthcare savings, discounted services and other membership benefits through participating providers and programs.
Does one membership serve my household?
Ameriplan's current memberships are designed as household memberships. Eligibility and dependent rules are reviewed during enrollment.
Can I use Ameriplan if I already have insurance?
Yes. Ameriplan is not a replacement for health insurance. Eligible savings may be useful alongside other healthcare arrangements, subject to the applicable program rules.
How much does Ameriplan cost?
Monthly memberships are $14.95, $19.95 or $39.95 per household. A one-time $20 Member Registration Fee applies when joining.
How do I find participating providers?
Use Provider Search to explore participating care in your area, then confirm participation when appropriate before receiving services.
How much will I save?
Savings vary by provider, service, program, membership and location. Ameriplan does not promise one blanket savings percentage.
Are there waiting periods?
Availability depends on the specific benefit. Review the applicable membership details for current access information.
Can I cancel my membership?
Yes. Current cancellation terms and instructions are provided during enrollment and in membership materials.
Does Ameriplan pay my healthcare provider?
Ameriplan is not an insurance company. For discount-provider services, Members generally pay participating providers at the applicable Member rate.
What is a Benefit Consultant?
An independent Ameriplan representative who can enroll Members and earn compensation on qualifying activity under the official compensation plan.
Still not answered?
Our AI assistant can go further than a FAQ — it'll price a specific treatment, find participating providers near you, or hand you to Customer Support.
A simple next step
Ready to make everyday healthcare more affordable?
Choose the Ameriplan membership that fits your household.
Plans start at $14.95 per month per household. $20 one-time Member Registration Fee. Ameriplan membership plans are not insurance.